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We break down consumer demand for emerging mobile banking features and bank performance by category to identify the most important tools Canadian banks should prioritize.

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The US and Canada, a now very mature market, added nearly three million subscribers in Q4, same number as they got during the tailwinds from the pandemic in Q2 2020 and overall a good year. If you don't look at Q4 but zoom out and look at the full year, they added 30 million new subscribers in 2023 versus less than 10 million additions the year before that.

I also think it's interesting that these numbers line up with so much of our data, including some of our most recent forecasts on things like time spent with connected TV, on cord cutters, on the crossing lines between the digital video and the traditional TV audience, meaning that video is surpassing traditional TV in terms of time spent.

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On today's episode, we discuss what the new normal looks like at Netflix, why its ad-supported tier isn't helping much, and what the first DVD ever mailed by the company was. "In Other News," we talk about Meta, TikTok, and YouTube facing off at this year's NewFronts and whether instant videos could be the next big AI development. Tune in to the discussion with our director of Briefings Jeremy Goldman.

So pretty impressive and same for the US and Canada. Actually best numbers since that quarter Q2 2020. This Q3, they added 2 million new folks in the US and Canada. And Danny through three quarters, Netflix this year, through Q1, Q2, Q3, Netflix has added twice as many new subscribers as they did the entirety of last year and they still got Q4 to go as well.

That would mean it would stretch from Miami in the bottom right corner of the country of America through the entire US to the top left corner near Seattle, and then it would keep going through Canada to nearly reach Alaska. That's how long it is. In addition to Egypt, the Nile runs through or along the border of 10 other African countries. So that's where you can find it.

And there is a mechanism in Canada called the Canada Investment Act, where if there's a violation of national security or consumer privacy, there's a mechanism within that act to shut down an operation. That may be where it heads in Canada, but there's lots of steps in between now and then. Bill Fisher:. Interesting. Man-Chung Cheung:.

PolyAI creates human-like voice assistance for customer service teams, and Synthesia is an AI-powered video maker. So there seems to be quite a lot of innovation in the UK, and I'm not sure why that is so far ahead of Europe.

Upstate is like, you could see Canada. Marcus Johnson:. Is Westchester. Victoria Grace:. Westchester? Marcus Johnson:. Cut that out! Rahul Chadha:. That's definitely a city resident thing to say. Marcus Johnson:. They turned on me! Ross Benes:. I can see New York City from here. Marcus Johnson:. Yeah.

Now, he had been an outstanding defensive player for 20 years on various teams in Canada, so it's not like he didn't know how to skate or was brand new to the game, but still, he'd never played goalie and helped them win the Stanley Cup Finals. Paul Verna:. Amazing. Marcus Johnson:. Probably not called the Stanley Cup Finals, the Stanley Cup, the NHL Finals. Was it the NHL then? Paul Verna:.

So I want the next video because I think it's going to be better than the last one. I'm waiting for a good video to come. And I'm going to keep scrolling until I get that really good video that's going to make me laugh and it's going to give me that dopamine hit. That's the reward. And I get pulled into this vicious cycle and that's why I spend two hours or more watching TikTok each day.

Canada. Some cheating. Daniel Konstantinovic:. They got to reel it in. Marcus Johnson:. Canadian territory with the most coastline? Newfoundland and Labrador in the top right-hand corner of Canada. A beautiful country. Today's real topic. Spotify surprises itself. In today's episode. First in the lead will cover Spotify's surprising Q1.

But I just find that interesting that share may be a little different in Canada than it is in the US or elsewhere. Jasmine Enberg (13:22):. Well, I think also one of the reasons that traditional channels, especially TV remains so important for political advertisers is because it's safer.

I think that Amazon is not assuming that that business model is going to hold, and that they're going to need to figure out different ways to approach the different constituencies within their video audience. Ethan Cramer-Flood:.

And the latest Instagram campaign in Canada, we proved that we could drop the CPAs at the bottom of the funnel, where we were buying direct response performance ads, from doing brand ads at the top of the funnel, and we showed that it performed as a funnel. It performed together. (14:50):. So that's why I don't like the distinction, is because it does all perform.

Just imagine if you are in TikTok, you see videos pushing some kind of product. You push a button, you immerse yourself into the video and be showcased, touch the product, or whatnot. Bill Fisher:. So your prediction is specifically that in 2024, one of the big Chinese retail players will launch a immersive metaverse shopping experience. Is that your prediction? Man-Chung Cheung:.

I would say if we're playing the speculative legislative angle here though, we should also look at what's going on in Canada where there is currently a fight going on between Google and its Congress over whether or not Google should have to pay news organizations in Canada for licensing its content. And Google has responded to this pressure by simply taking news out of its search results.

It's French-Canadian. They have an office in France and in, I think, Montreal. Bill Fisher:. Okay. But in any case, the two main protagonists here, Microsoft, Activision Blizzard, US companies. I know there was pushback from the FTC in the US, but I think there was a judgment saying that they had to let the deal go through.

Suzy, what's the one thing when you go home to Canada is like the thing you have to do because it's just so Canadian you just can't get it here? Suzy Davidkhanian:. Kit-Kat. Marcus Johnson:. Kit-Kat? Suzy Davidkhanian:.

Oh, well I meant of the world, which region of the, but yes, LA is in America and so it counts what share of our trips are by car. 92% of Americans and Canadians in this instance North America and they don't use, don't include Mexico here. 92% of Americans and Canadians, weekday trips are by car.

Mexico, Indonesia, and Canada will be among the fastest growing and most eager adopters. Canada will be the lone advanced economy to crack the top 10 list for digital sales growth. Canada will also be the only advanced economy to make the top list for fastest growth in overall retail sales. For more on Canada鈥檚 standout year, see our report, 鈥淐anada Ecommerce Forecast 2023.鈥�.

The US (7.8%), UK (4.9%), Germany (3.1%), Canada (6.0%), and Brazil (11.3%) are all in the worldwide top 10 for digital ad spending and will see their lowest growth since our tracking began in 2011. Despite slow growth, the US will still produce a huge portion of all new spending.