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Young consumers鈥� creativity and drive are starting to pay off, and banks should act so they can leverage their growth in savings.

Cyber Monday will lead sales growth by the largest margin, at 7.8% YoY, while Black Friday鈥檚 growth will come in just under the Cyber Five average. Consumers will be looking out for the best deals and will be ready to spend when they show up. Holiday shoppers will prioritize essentials and modest splurges. Bigger-ticket categories will struggle to gain ground.

Before its removal, CMG鈥檚 website even cited the Netflix sci-fi/horror show 鈥淏濒补肠办 Mirror鈥� in a surprisingly tone-deaf blurb. CMG purported to use AI to gather and analyze consumer data, mixing its findings with clients鈥� own databases to create consumer profiles.

Regulators already require machine learning algorithms used in lending decisions to be explicable and transparent, warning about the 鈥渂濒补肠办-box鈥� problem of models unable to show how they reached their conclusions. AI agents that offer financial advice and perform related tasks can鈥檛 yet be certified like human financial professionals.

Walmart tests a new locking system to combat retail theft: The retailer needs to ensure its solution isn鈥檛 worse than the problem itself.

So we don't really know how it's driving their business because there's a lot more that happens kind of behind in a black box. But clearly whatever the actual number is, it's a big number and I think I would definitely consider all of Netflix's recent experiments to be successful. And I think what it looks like going forward is just building on that. They had a few technical issues.

Black out. Jacob Bourne:. Like the hummingbird. Marcus Johnson:. This is the great Behind the Numbers Takeoff technology trends and predictions for 2025. Great British Bake Off style for today's episode in which our takers or bakers will be cooking up one trend each for you three rounds. Signature take is round one.

Black coffee, as much as I can carry up to my office. Marcus:. Such a bad choice. And back to you, Geoff, for your go-to karaoke song. Geoff :. Living in New Jersey my entire life, it's got to be Living on a Prayer by Bon Jovi. Marcus:. It has to be. Well played. He's back. Max, how about you? Max:. Very impressive.

The firm attributes the increase to Hispanic, African American, and Asian American markets benefiting from an influx of political and sports advertising dollars in 2024. WPP and Omnicom are among the holding companies with multicultural agencies under their portfolios. the community (Publicis). Founded in 2000 and acquired by SapientNitro in 2014, which became part of Publicis Sapient in 2015.

The highest rate of online shopping adoption among non-white users occurs among Black and Asian shoppers, even though they comprise the third- and fourth-smallest share of buyers by race/ethnicity, respectively. Adoption has been motivated by convenience and affordability, but not all categories are bought online at the same rate.

The one thing the DEI is appealing to probably a sizable share of Costco customers, but then right away that strike I think is a black mark. And so how does that balance out? I'm not quite sure. Rachel Wolff (07:48):.

We mentioned the black box. The quality of the data the AI models are being trained on, it's still kind of unclear, right? Is this great data that the AI model is being trained on? Is it patient data representing enough of a sample and an accurate sample that we can trust this tech from a clinical perspective? (13:45):.

I went black T-shirt. Yikes. This was a bad choice. I should've leveled up. But this is where we are. Today's fact, people are increasingly more likely to listen to old songs. So something that conventional wisdom might have already told you, but old songs defined here as released over a year and a half ago and now represent 70% of the US music market according to music analytics firm MRC Data.

Black. Marcus Johnson (02:40):. Madness. How do you do it? Jasmine, what about you? Jasmine Enberg (02:44):. Iced coffee with oat milk every day. Marcus Johnson (02:47):. Oh, fancy. And then Aashish, final question. Best movie that you recently watched from your childhood. Something you watched during your childhood, which you love, and you recently rewatched it. Aashish Takkala (02:59):.

Timely themes (e.g., Ford's "Living Legacies" Black History Month ad). Driving action: EDO's analysis revealed a strong link between ad effectiveness and consumer engagement. Grover explained, "What [the ranked ads] all have in common is an ability to inspire viewers to take action in the minutes after the ads aired鈥攁 proven predictor of the future sales that will grow their businesses.".

So the human brain can kind of be a black box in a way as well. We make a lot of our decisions based on intuition. Rob Rubin (09:41):. Right. Jacob Bourne (09:41):. So there's that aspect as well. Rob Rubin (09:43):.

It's very difficult to measure your digital investment with your in-store sales, particularly when you're a CPG brand that's coming through a retailer and that sort of a black box. That is one of the struggles of marketers is justifying their digital investments.