蘑菇AV

The Swedish player launched as a buy now, pay later (BNPL) company in 2005 and pivoted to being a broader shopping app in 2021. The app lets consumers shop by product category or by brand and pay in installments at any retailer. Klarna also offers a browser extension that applies discounts to shoppers鈥� carts in seconds.

The government may require BNPL providers to carry out affordability checks before approving customers, among other measures.

The FCA warned BNPL firms over 鈥渕isleading adverts鈥� and threatened breachers with criminal action.

Emirati paytech Tabby secured $58M in a sign of investor confidence in the region鈥檚 BNPL market potential.

It launched Ant Bank PayLater, which will let AlipayHK users spread purchases across three-month installment plans.

Partnering with StepChange will help support struggling customers, but it raises questions around the harm BNPL can cause.

Leading cash-back credit cards need to drive acquisition in a cutthroat segment of the card market. Our exclusive consumer survey data reveals which emerging features issuers should invest in to win over customers.

Digital technologies are reshaping customers' in-store payment experience. Here鈥檚 what payment providers must know about in-store payment digitization trends.鈥�

The buy now, pay later (BNPL) craze is creeping into B2B payments. While nascent relative to the consumer-facing market, there鈥檚 significant demand in B2B for alternative financing, especially among SMBs. Payment providers are taking note: Affirm just partnered with Amazon Business, while fintech Capchase launched a BNPL product for long-term business contracts. FedNow is a looming disruptor.

Neobanks, buy now, pay later providers, and incumbent banks should model on Intuit鈥檚 tool if it proves successful. Part of that success will depend on how Intuit addresses consumer data privacy concerns. Consumer and merchant adoption of genAI-powered chatbots will open new revenue doors for payment providers.